Home loans with rates that adjust throughout the entirety of the term.
An adjustable rate mortgage has:
- Lower interest rates from the start that may rise or fall after the initial period.
- A variety of term lengths to choose from.
- Access to quick, local decisions.
- Access to rates and applications online.
Adjustable-Rate Mortgage FAQs
What are the benefits of an adjustable-rate mortgage?
What are the features of an adjustable-rate mortgage?
What is the difference between an ARM and a fixed-rate mortgage?
Are there any disadvantages to an adjustable-rate mortgage?
Can you refinance an adjustable-rate mortgage?
Is an ARM different than a variable rate mortgage?
What is the term of an adjustable-rate mortgage?
How do they adjust? Will I know when the rate goes up or down? What causes the rate to adjust?
We understand that the navigating home loans or mortgages on your own can be quite daunting. Rest assured that our mortgage lending team is standing by, ready to help answer your questions. If you dream of homeownership; we encourage you to fill out an application today. This will help us determine the best solution for your unique needs.
If you have questions, feel free to call us at (888) 831-1500 or email us. You can also visit us at any of our convenient locations in Lexington, Henderson, or Cynthiana, Kentucky and Evansville, Indiana. We look forward to assisting in making your dream of homeownership a reality.