Field & Main Wealth Management Investments

Invest intelligently. Make sound monetary contributions for your future today. Let’s craft a customized financial plan for you, your family and your legacy. Field & Main Wealth Management offers a retirement savings and educational savings accounts throughout Henderson, Lexington and Cynthiana, Kentucky and Evansville, Indiana.

Traditional IRAs

Invest pre-tax dollars until withdrawal or retirement.

Traditional IRAs are tax-deferred retirement accounts using diverse investments of your choosing. Our investment professionals can help you decide if a traditional IRA is right for you.

Available to individuals with earned income
Contributions may be tax deductible if you are not an active participant in an employer-sponsored retirement plan
Distributions and earnings from a deductible IRA are taxed as ordinary income when withdrawn
Unqualified early withdrawals will trigger penalties and fees

Roth IRAs

Withdraw your funds tax-free during your retirement.

With Roth IRAs , you can invest taxed income and your investments will grow tax-free.

Available to individuals and joint filers with adjusted gross incomes (AGIs) lower than the maximum allowed by Federal tax law.
Roth IRAs are meant as long term retirement investment’s and early withdraws can result in penalties and income tax liability. There are; however, a number of exceptions to the early withdraw restrictions for which the account owner might qualify.

Educational Planning

Save funds for your family’s educational future.

Work with Field & Main Wealth Management to develop a strategy for covering your family’s education expenses with the help of tax deferred investment accounts.

401(k) and 403(b) Options

Understand your options.

If you are leaving a job and wonder what to do with your 401(k), 403(b), or other retirement account, Field & Main Wealth Management can help you understand your options and work with you to develop a plan to best meet your needs.

Whether you choose to keep those assets with your former employer’s plan, roll your assets into an IRA, roll your money over to your new employer’s plan, take a cash distribution, or consolidate your assets, you have options we’d be happy to discuss with you.

BROKERCHECK®

BrokerCheck® is a free tool to research the background and experience of our financial brokers.

Securities are offered through LPL Financial (LPL), a broker-dealer (member FINRA/SIPC). Investment advice offered through Western Wealth Management a registered investment advisor and separate entity from LPL. Insurance products are offered through LPL or its licensed affiliates. Field and Main Bank and Field and Main Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Field and Main Wealth Management, and may also be employees of Field and Main Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Field and Main Bank or Field and Main Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency

Not Bank Guaranteed

Not Bank Deposits or Obligations

May Lose Value

Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

LPL CRS
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WWM CRS
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WWM ADV PART 2A FIRM BROCHURE

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WWM PART 2A APPENDIX 1
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Field & Main Bank provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that follows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

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The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.