Checking Accounts
Safe. Secure. Simple. Seamless. Experience secure banking with your checking account whenever and wherever. With the combination of modern tools and convenience, we offer unique checking solutions for all financial lifestyles.
All Checking Accounts Feature:
- Simple online banking
- Online bill pay
- Mobile check deposits from anywhere, any time
- ATM / Debit Card (subject to approval)
- No service charge on transactions made at a Field & Main ATM
- Convenient telephone banking
- Unlimited checkwriting
- Easy-to-read electronic statements (paper statements will incur a $3 monthly fee)
- Email & text alerts
- Online transfers
Solutions Checking
The simple, straightforward solution.
We’ve crafted the Solutions Checking account to include your favorite modern features with no minimum balance requirements and no monthly service fee.
- $50 minimum initial deposit
- No minimum balance
- No monthly service fee
Innovative Checking
Banking on-the-go made easy.
Field & Main’s Innovative Checking account provides you with access to modern tools that deliver an effortless and convenient banking experience whenever and wherever. Bank how you want, when you want.
- $50 minimum initial deposit
- $10 monthly maintenance fee²
- Maintenance fee is waived with a $1,000+ average monthly checking balance or a $5,000+ aggregate deposit relationship¹
- Identity theft protection
- Annual financial review
- Up to $10 ATM fees rebated monthly
- Foreign ATM fees rebated
Limitless Checking
Safety and security delivered seamlessly.
The Limitless Checking account was carefully crafted to cater to your individual financial needs, so you can do more and worry less. It’s our most advanced checking account, offering you protection & peace of mind.
- $50 minimum initial deposit
- $20 monthly maintenance fee²
- Maintenance fee is waived with a $5,000+ average monthly checking balance or a $20,000+ aggregate deposit relationship¹
- Identity Theft Protection
- May qualify to receive Relationship Rewards³
- Annual financial review
- Free basic checks
- Unlimited official checks
- Up to $20 ATM fees rebated monthly
- Foreign ATM fees rebated
Wellness Checking
Your health in good hands.
Your Wellness Checking account is like an investment account for your health care expenses. Use this account to set aside money for medical expenses, so when a need arises, you’ll be prepared.
- No minimum initial deposit
- $2 monthly maintenance fee²
- Maintenance fee is waived with a $1,000+ average monthly balance
- Debit Card
Next Steps
Starting is Simple
Field & Main Bank® was designed with you in mind. Because of that, setting up your checking account is effortless and streamlined. We believe that banking should be built on more than transactions – that it should start with relationships. So give us a call at 1-888-831-1500, come in and see us, or contact us!
Instant Internal Transfers
Move money quickly while you’re on the go
Customized Alerts
To help you stay in-the-know about all financial issues and concerns
Secure Touch & Face ID Login From Capable Devices
For when you can’t remember that pesky password
¹ A deposit relationship includes all deposits except Certificates of Deposit.
² In the event of insufficient funds at the end of a statement cycle, the monthly maintenance fee will still be assessed; however, the account will not incur an overdraft fee.
³ When you maintain a strong relationship with Field & Main, you may qualify for discounts (outlined below) that can reduce or eliminate your monthly maintenance fee. Qualifying rewards are applied monthly. Monthly maintenance fees and qualifying Relationship Rewards will be assessed at the end of your statement cycle. Any remaining fees after qualifying rewards are applied will be deducted from the account accessed.
| Product | Discount | |
| Consumer loan | $3 Includes overdraft protection | |
| Primary residence loan | $3 Includes sold secondary market loans | |
| Commercial loan | $6 | |
| Insurance | $3 | |
| Investment / brokerage | $6 | |
| Trust services | $9 |
EQUAL HOUSING LENDER | Member FDIC