Choose the right checking account
Field & Main Bank has designed a tool to help you craft the perfect fit.
What is A Simply Free Checking Account?
It’s a straightforward, fee-free checking account designed to make managing your money easy. Whether you’re new to banking or just want to keep things simple, our Simply Free Checking Account is easy to open, easy to use, and always free.
What are the benefits of a Simply Free Checking Account?
- No monthly service charge
- Free online banking, eStatements, and mobile banking with mobile deposit
- Free bill pay
- No minimum balance requirement
- Free debit card and first order of standard checks
- ATM refunds of up to $10 each month
- We’ll pay up to $10 to buy back your unused checks and debit cards from your previous bank
How to qualify for a Simply Free Checking Account?
- Be at least 18 years old
- Provide a $25 initial deposit (cash or check) when opening an account
- Provide your Social Security Number and a valid, state-issued ID
Open a Simply Free Checking Account with Field & Main Bank
Setting up your checking account is simple and hassle-free. Send us an email, give us a call at 1-888-831-1500 or visit one of our banking centers in Henderson, Lexington, Cynthiana, Kentucky or Evansville, Indiana.
Want more than just a simple checking account? Explore these interest-bearing checking account options:
Direct Interest Checking – Earn interest on your direct deposits.
50+ Interest Checking – For our customers over the age of 50, earn interest and receive free standard checks.
Premium Interest Checking – Competitive interest with higher rates for higher balances.
Checking Account FAQs
Have questions? We’re here to make banking simple. From opening your account to using your debit card or setting up direct deposit, our FAQs cover the details you need to get started with confidence.
How much money do I have to put in the account to open it?
When you open a new checking account, you’ll need to make an initial deposit of $25.
How long does it take to get a debit card? How much do debit cards cost?
Every checking account comes with a free debit card. We offer Instant Issue debit cards, so you can leave any of our banking centers with your card in hand within minutes. In some cases, it may take up to 2 business days for the card to fully activate and be ready to use.
Do you have a free checking account?
Yes! In fact, we have several free accounts. You can give us a call at (888) 831-1500 or send us an email. We’ll ask you a few simple questions to see which one best suits your needs!
Can I deposit a check with my phone or tablet?
Yes, you can. All our checking accounts feature free mobile deposit. You can deposit checks with your phone or tablet using our mobile app. Learn more about mobile banking and remote deposit here.
Do I have to pay for my statements?
No, you don’t. We offer e-statements which you can access anytime through online banking. Each month, you’ll receive an email notification when your statement is ready. We also provide free paper statements which are mailed to you monthly. However, we recommend e-statements, as they are more secure than paper statements.
How do I set up direct deposit for my account?
We have a simple Direct Deposit form that you can complete and take to your employer. In some cases, your employer may have their own form that they require you to complete. If they need verification of your account number and routing number, we can easily provide that for you as well.
Give us a call at 1-888-831-1500 or email us and we would be happy to help you.
Credit Cards
Field & Main personal credit cards offer fantastic benefits. Find out more about our credit card services.
Savings Accounts
Whether you’re saving for big purchases or emergencies, depositing both your money and confidence in a Field & Main savings account is easy.
