Worry-free withdrawals & painless deposits. Designed for safety & simplicity, our savings accounts were designed with your financial lifestyle in mind. Whether you’re saving for big purchases or emergencies, depositing both your money and confidence in a Field & Main savings account is easy. Learn more about savings accounts by calling 1-888-831-1500 or contact us.
Minimal fees. Maximum benefit.
Whether you’re starting to save or developing consistent saving habits, the Simple Savings account is tailored to you. Your savings can grow safely while staying easily accessible.
For the seasoned saver.
This account is designed for those building or securing nest eggs. A blend of tiered money market interest levels and convenient access creates an enjoyable saving experience.
Think ahead!
With the Holiday Helper account, you can put aside individual contributions or automatic monthly deposits throughout the year. In October, we’ll deposit your funds directly into your Field & Main account – just in time for hassle-free holiday shopping.
Have questions about Holiday Helper? Visit our blog for the answers to our most commonly asked questions.
*ATM cards are not offered on this account.
Set aside funds to withdraw on a specified date to prevent unnecessary spending.
A certificate of deposit, or CD, is a savings tool that has a fixed or variable interest rate and fixed date of withdrawal, known as the maturity date. In order to qualify as a time deposit, a CD must have a penalty for early withdrawal.
Why your business might benefit from a CD:
CDs are beneficial when your business won’t need access to your saved cash during the duration of the term length. With competitive rates and a variety of term lengths, CDs are a great way to grow your savings and plan for the future.
No matter what your goals are, saving should be simple. Below are some answers to the most common questions we receive about savings accounts.
To avoid any fees, you simply need to keep a balance of at least $100 in your account and be sure to not make withdrawals more than six times per month. A maintenance fee of $1.00 will be imposed every month if the balance on the account falls below the $100.00 minimum. Savings accounts must have fewer than 6 withdrawals or transfers a month. An excess withdrawal fee of $2.00 will be charged for each withdrawal in excess of 6 per month.
Our Money Market accounts offer check writing capabilities, but our Simple Savings and Holiday Helper do not.
We do not offer a young savers account; however, our Simple Savings Account is perfect for kids who are savvy savers! A minimum of $25 is required to open the account, and after the first month, a $100 minimum is required. A maintenance fee of $1.00 will be imposed every month if the balance on the account falls below the $100.00 minimum.
You are allowed 6 withdrawals per month from your savings account. After 6 withdrawals, there is a $2 fee per withdrawal. The 6-withdrawal limit would include any automatic payments that are set up, debit card transactions, and automatic funds transfers or sweeps into another account.
Our rates are subject to change at any time. Please call a Relationship Banker for the latest savings rates.
Interest will be compounded monthly and credited to your account monthly.
You may have a debit card with our Simple Savings or Money Market accounts which you can also use to withdraw from an ATM. Keep in mind however, that any time you use your debit card it counts toward the 6-withdrawal limit for savings and Money Market accounts.
Yes, there is a simple agreement we will need you to sign to get this set up. Keep in mind however, that any time you use your debit card it counts toward the 6-withdrawal limit for savings and Money Market accounts.
Field & Main Bank® was designed to feel different. Because of that, setting up your savings account is effortless and streamlined. So give us a call at 1-888-831-1500, come in and see us, or contact us!
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