Field & Main Advisory Services

At Field & Main Wealth Management, our goal is to help you turn your investment dreams into reality. Our professionals are here to help you build a strong portfolio that aligns with your financial goals. Serving Lexington, Cynthiana, Henderson, Kentucky, and Evansville, Indiana, we offer a variety of investment options to suit your needs.

Wealth Management

We work with you to develop strategies that seek to grow and preserve your wealth in a way that aligns with your financial goals. Whether you need more cash on hand or want to take bigger risks for bigger rewards, our team will help you make informed decisions and structure your wealth effectively.

We offer:

  • Customized portfolio construction
  • A Local Investment Management team
  • Active and index strategies
  • Asset diversification
  • Tax-sensitive investing
  • Tax-loss harvesting
  • Performance results with benchmarking
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Retirement Planning

Your invested assets are divided among stocks, bonds, mutual funds, and even Certificates of Deposit.

An Individual Retirement Account can be customized to meet your specific needs.

It’s never too early to build your retirement portfolio with IRAs.

We offer:

  • 401(k) options for businesses
  • Traditional IRAs
  • Roth IRAs
  • Rollover Services
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Traditional IRAs

Invest pre-tax dollars until withdrawal or retirement.

Traditional IRAs are tax-deferred retirement accounts using diverse investments of your choosing. Our investment professionals can help you decide if a traditional IRA is right for you.

  • Available to individuals with earned income
  • Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax
  • Distributions and earnings from a deductible IRA are taxed as ordinary income when withdrawn
  • Unqualified early withdrawals will trigger penalties and fees
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Roth IRAs

Withdraw your funds tax-free during your retirement.

With Roth IRAs, you can invest taxed income and enjoy tax-free growth.

  • Available to individuals and joint filers with adjusted gross incomes (AGIs) below the federal limit
  • Roth IRAs are designed for long-term retirement investments and early withdrawals can result in penalties and income tax liability. However, there are several exceptions to the early withdrawal restrictions for which the account owner might qualify
  • A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings are tax-free. Withdrawals of earnings prior to age 59½ or before the account has been open for five years—whichever is later—may result in a 10% IRS penalty tax. Limitations and restrictions may apply
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Get Started Today

We’ll help you choose the investment tools and strategies that make the most sense for your financial goals. Give us a call at 1-888-831-1500 and we would be happy to help you.

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Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Investment advice is offered through Western Wealth Management, a registered investment advisor and separate entity from LPL Financial. Field & Main Bank and Field & Main Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Western Wealth Management and may also be employees of Field & Main Bank and Field & Main Wealth Management. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Field & Main Bank, Field & Main Wealth Management or Western Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government AgencyNot Bank GuaranteedNot Bank Deposits or ObligationsMay Lose Value

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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Field & Main Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.