Advisory Services
Let’s put your investments to work. Choosing to invest is simple. Building a strong portfolio of investments is not. Field & Main Bank®’s strategists turn your hopes, dreams, and goals into financial plans with purpose. We offer a variety of investment options throughout Lexington, Cynthiana and Henderson, Kentucky, and Evansville, Indiana.
Wealth Management
Invest pre-tax dollars until withdrawal or retirement.
Do you need more cash on hand? Do you want to take bigger risks to gain bigger rewards? We help you make good decisions and structure your wealth properly with new, calculated tactics.
We offer:
- Customized portfolio construction
- A Local Investment Management team
- Active and index strategies
- Asset diversification
- Tax-sensitive investing
- Tax-loss harvesting
- Performance results with benchmarking
Grow your wealth responsibly.
Smoothly disperse assets to family, foundations, or your favorite charity.
Our estate planning services include:
- Wealth transfer strategies
- Custom trust solutions
- Trust administration
- Trustee services
- Guardianship accounts
- Estate settlement
- Business succession
- Real estate and agricultural services
- Minerals, oil and gas management
1031 Exchange
Reinvest the proceeds of a property sale into a new property purchase.
- Our Trust Services team can help you navigate a 1031 Exchange by serving as an intermediary
- You have the potential to defer all capital gain taxes under IRC Section 1031
- We will work with your personal accountant and attorney
Disclosure: Field & Main does not give legal or tax advice. Field & Main only serves as an intermediary.
Retirement Planning
Your invested assets are divided among stocks, bonds, mutual funds, and even Certificates of Deposit.
An Individual Retirement Account can be customized to meet your specific needs.
It’s never too early to build your retirement portfolio with IRAs.
We offer:
- 401(k) options
- Traditional IRAs
- Roth IRAs
- Rollover Services
FARM & LAND
Our services can secure your land holdings, ensuring they are passed on with pride.
Often, our customers inherit a farm but don’t wish to have direct involvement with management decisions. At Field & Main Bank®, our Farm Management services allow you to strengthen and preserve your farm so that someday, you can pass your farm on to future generations.
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We’re able to help you formulate a plan to get or keep it operating. We can help with:
- Making decisions with tenant farmers, such as negotiating lease agreements
- Marketing crops to obtain profitable returns and monitoring of planting intentions
- Providing recommendations for best use of farmland
- Updating water quality plans
- Monitoring water quality for best management practices and cropping systems
- Conducting property inspections
- Enrolling, monitoring and filing for USDA government programs
- Investing daily in a Federated money market fund
- Collecting income from all sources and paying expenses
- Distributing income as directed
Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.
Investments
Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.
Securities are offered through LPL Financial (LPL) a registered broker-dealer (member FINRA/SIPC)
Guided Wealth portfolios (GWP) is a centrally managed, algorithm- based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FurtureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FurtureAdvisor, LPL, and FutureAdvisor are not affiliates of such advisors. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
LPL CRS
https://files.constantcontact.com/a0dc25db601/25c6d293-7917-4fac-9228-aa8b4458df96.pdf
WWM CRS
https://files.constantcontact.com/a0dc25db601/365da67d-fe6f-4e11-baa2-765e4157fe9c.pdf
Bank CRS
https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
WWM ADV PART 2A FIRM BROCHURE
https://files.constantcontact.com/a0dc25db601/4bbde2d7-63fd-42a3-83cc-7a8ada79f9d9.pdf
WWM PART 2A APPENDIX 1
https://files.constantcontact.com/a0dc25db601/1e443c67-77dc-4f27-971b-9dd5d60ebce1.pdf
Field & Main provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that follows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/discolsures/is-lpl-relationship-diclosure.html