Construction Loans: Everything You Need to Know

close up of a measuring tool and blue prints

Building the home of your dreams isn’t easy. You work hard, save your money and explore your area until you’ve found the perfect neighborhood. You figure out where you want your home to be and what you want it to look like inside and out. But how do you actually go about building your dream […]

Refinancing Your Home for a Lower Mortgage: Your Questions Answered

There are plenty of reasons to refinance your home. Maybe you’d like to see if you can build more equity. Maybe you want some cash to pay off another debt. Maybe you’d like to switch from an adjustable-rate loan to a fixed-rate loan. Or maybe you simply want a lower monthly mortgage payment or lower […]

What Is Cash Management, And How Can It Benefit My Business?

Business owner working on accounting books with a stack of coins and dollar bills in front of him

Cash Management and Treasury Management products and services are typically considered to be synonymous. They’re viewed as “just another commodity” that banks offer. However, wire transfers, sweep accounts, and merchant services are all cash management products that provide business owners with unique opportunities to increase profit, and they aren’t the same. If you’re a business […]

Farm Management: The Success Stories

farmer standing in front of a crop field

Farm Management and Ag Lending are absolutely essential to both the farming and agriculture communities. Field & Main Bank is proud to offer hardworking farmers & agri-businesses individualized services to help them develop the life they’ve always dreamed of. Their family is our family.  Their stories are our stories. Throughout Doug Lawson’s extensive career in […]

USDA Loans: What Are They, and How Do I Get One?

Keys with a house keychain that says USDA Loans on top of $100 bills

What is a USDA Loan? Simply put, a USDA loan allows affordable homeownership for low- and moderate-income families living in rural or suburban areas. This endeavor promotes prosperity, and more importantly, quality of life in areas that need it most. USDA loans are also known as the USDA Rural Development Guaranteed Housing Loan Program by […]

Revocable Living Trusts: What Are They, and How Do I Get One?

Senior couple meeting with a wealth manager

If you need financial guidance for your wealth or assets, you might consider setting up a Revocable Living Trust. If you’re unfamiliar with this helpful estate-planning tool, you might initially question why you’d let a third-party have control of your most prized assets. There can actually be tremendous benefits to involving another entity. Maybe you’ve […]

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