Use Your Home’s Equity for an Energy Efficient Fall

As the dropping temperatures of autumn pave the way for the chilling winter air to come, now is an ideal time to boost the energy-efficiency of your home. No matter how cost-effective your home improvements may prove to be in the long run, you should avoid making any residential adjustments you cannot afford. If you […]

Riding It Out: Strategies to help survive the ups and downs of the market

While visiting an amusement park this summer may not be possible for everyone, the stock market has provided a number of exhilarating rides to make up for it. Following are some tips for holding on. Keep a big-picture perspective. While past performance doesn’t guarantee future results, history may provide some comfort during turbulent market times. […]

IRA 101: Know the Facts

Individual retirement accounts (IRAs) are one of the most common assets people rely on to save and invest for retirement. In fact, more than a third of households in America own an IRA. If you’re thinking of opening an IRA for the first time, it’s a good idea to review the rules. Even if you […]

What Is a Fiduciary Financial Advisor and Why Do You Need One?

Selecting a financial advisor is an important decision. You want to look for a person who has the experience and expertise to assist you in developing and executing a plan to help reach your financial goals. Your advisor should assist in making the complicated, understandable. They should help you navigate through the ever-changing rules, regulations […]

Construction Loans: Everything You Need to Know

Building the home of your dreams isn’t easy. You work hard, save your money and explore your area until you’ve found the perfect neighborhood. You figure out where you want your home to be and what you want it to look like inside and out. But how do you actually go about building your dream […]

Small Businesses Cash Flow Assistance Available With A Low Interest Loan Through SBA

Due to the impacts of COVID-19, small businesses and non-profits who have been severely affected are currently eligible to apply for low-interest loans. These loans are direct loans through the U.S. Treasury and not a bank or other financial institution. The U.S Small Business Administration’s Economic Injury Disaster Loan (EIDL) program provides small businesses with […]

Refinancing Your Home for a Lower Mortgage: Your Questions Answered

There are plenty of reasons to refinance your home. Maybe you’d like to see if you can build more equity. Maybe you want some cash to pay off another debt. Maybe you’d like to switch from an adjustable-rate loan to a fixed-rate loan. Or maybe you simply want a lower monthly mortgage payment or lower […]

What Is Cash Management, And How Can It Benefit My Business?

Cash Management and Treasury Management products and services are typically considered to be synonymous. They’re viewed as “just another commodity” that banks offer. However, wire transfers, sweep accounts, and merchant services are all cash management products that provide business owners with unique opportunities to increase profit, and they aren’t the same. If you’re a business […]

Farm Management: The Success Stories

Farm Management and Ag Lending are absolutely essential to both the farming and agriculture communities. Field & Main Bank is proud to offer hardworking farmers & agri-businesses individualized services to help them develop the life they’ve always dreamed of. Their family is our family.  Their stories are our stories. Throughout Doug Lawson’s extensive career in […]

USDA Loans: What Are They, and How Do I Get One?

What is a USDA Loan? Simply put, a USDA loan allows affordable homeownership for low- and moderate-income families living in rural or suburban areas. This endeavor promotes prosperity, and more importantly, quality of life in areas that need it most. USDA loans are also known as the USDA Rural Development Guaranteed Housing Loan Program by […]