Stabilize your business as it grows.

What is a Working Capital Loan?

A working capital loan is a type of business loan that covers everyday expenses such as payroll, rent or mortgage payments, supplies or inventory, and other bills. Essentially, a working capital loan is intended to help you “keep the lights on.” It isn’t meant for long-term asset purchases, such as equipment or real estate.

What Does A Working Capital Loan Cover?

Every business will confront a cash flow problem at one time or another. Whether you’re experiencing a seasonal slowdown, supply chain problem, or other interruption, a working capital loan can help with:

• Make payroll
• Pay your rent or commercial mortgage
• Operational costs
• Purchase supplies or inventory
• Pay critical vendors
• …and more!

Benefits of a Working Capital Loan

• Flexible amortization
• Competitive rates
• Convenient terms
• Quick, local decisions

Visit one of our locations in Central Kentucky, Western Kentucky, or Southern Indiana to learn more about debt consolidation loans or contact us to start an application.