Agriculture Loans
You can focus on farming; we’ll focus on financing.
Grow Your Farm. Secure Your Future.
At Field & Main Bank, we’re more than lenders; we’re your community-focused partners. Whether you need short or long-term fixed-rate loans, we offer low-cost financing to help you achieve your farming dreams. Read about our Farm Management Success Stories here!
Why Choose Us?
- Tailored Loan Solutions: From operating lines of credit to equipment and real estate loans, we have you covered.
- Local Expertise: Our bankers understand the unique challenges of farming and are here to support you.
- Convenient Locations: Visit us in Henderson, Cynthiana, Lexington, KY, or Evansville, IN for personalized service.
Get Started Today Call us at 1-888-831-1500 or visit any of our locations to speak with an an ag lender.
Banking Built for Agriculture
You dedicate your life to your farm, ensuring it thrives and serves your community. Field & Main Bank offers agriculture-focused financial services designed for your success:
- Tailored loan solutions
- Business banking on-the-go
- Quick, local decisions
- Secure touch login for business accounts
Agriculture Lending Options Offered at Field & Main
Farm Operating Loans
Flexible funds for day-to-day farm expenses – borrow when you need it at competitive rates.
Real Estate Secured Lines of Credit
Use your farm’s equity for a flexible line of credit – ideal for operating costs, equipment, and more.
Farm Real Estate Loans
Long-term financing for farm purchases or refinances – fixed or variable rates to fit your needs.
Farm Equipment
Reliable equipment keeps your farm running. We offer financing for tillage tools, grain bins, haying equipment and livestock.
To Buy Farmland
Whether you're expanding your current farm business or just starting out, our loans help you purchase the land you need for a successful farm.
Operating & Maintenance Costs
Running a farm takes more than land – it requires tools and upkeep. Our loans help cover essential expenses so your operation stays productive.
Supporting Generations of Farmers with Tailored Agriculture Loans
Need to talk to a professional?
Request a follow-up from a member of our team
How Do I Qualify for an Agricultural Loan?
To qualify for a loan, applicants must meet certain eligibility requirements, including:
- Have a good credit score
- Possess the capacity to pay loan obligations
- Be the owner or operator of the farm in question
- Not be delinquent on a federal debt
What kinds of businesses are agricultural loans limited to?
Many types of businesses and operations exist within the industrial umbrella of “agriculture,” such as food processors, food transport companies, farm equipment manufacturers, and seed suppliers. Agricultural lending is typically reserved specifically for farmers who either own their own farm or are hoping to start one.
What paperwork is required for my first ag lending meeting at Field & Main?
Ready to get started?
Request a follow-up from a member of our team
Discover More Loan Solutions
Owner Occupied Commercial Real Estate Loans
For business owners who own their commercial property.
Investment Property Loans
Maximize the return on your property investment.