Fiduciary Services
Revocable Living Trusts
A Revocable Living Trust lets you put a plan in place for your assets in case you become disabled or incapacitated. Such trusts can also be written to carry out your wishes with regard to your assets in the event of your untimely death.
As your needs and circumstances change, you may find you want to change the terms or conditions in your revocable living trust. Field & Main Bank can work with you, your attorney, or accountant and any other advisor to make every effort to craft your trust to match your intent over the years as your needs and desires changes.
As your trustee, we can:
- Protect and manage assets for you and your beneficiaries
- Collect income
- Make deposits directly into other accounts as you designate
- Keep clear records of all transactions
- Provide easy-to-understand statements
- Compile information for tax returns
Special Needs Trust
Provide immediate assistance to a disabled loved one while providing for long-term security and financial stability.
When a disability diminishes one’s earning capacity, this often provides access to government benefits. While some financial gifts can disqualify someone from getting aid, a Special Needs Trust lets your loved one continue to receive public assistance.
Field & Main Bank® can help you:
- Establish a funding source
- Determine how and when money is given
- Meet financial needs in the short and long term
- Preserve government benefits when applicable
Leave money for family members, private foundations, charities, or other entities.
We can create a mix of trusts, wills and insurance products to ensure that your financial wishes are met. Field & Main serves Central and Western Kentucky and Southern Indiana with office locations in Henderson, Cynthiana, Lexington, and Evansville.
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Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.
Investments
Advisory Services
Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.
Securities are offered through LPL Financial (LPL) a registered broker-dealer (member FINRA/SIPC)
Guided Wealth portfolios (GWP) is a centrally managed, algorithm- based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FurtureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FurtureAdvisor, LPL, and FutureAdvisor are not affiliates of such advisors. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
LPL CRS
https://files.constantcontact.com/a0dc25db601/25c6d293-7917-4fac-9228-aa8b4458df96.pdf
WWM CRS
https://files.constantcontact.com/a0dc25db601/365da67d-fe6f-4e11-baa2-765e4157fe9c.pdf
Bank CRS
https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
WWM ADV PART 2A FIRM BROCHURE
https://files.constantcontact.com/a0dc25db601/4bbde2d7-63fd-42a3-83cc-7a8ada79f9d9.pdf
WWM PART 2A APPENDIX 1
https://files.constantcontact.com/a0dc25db601/1e443c67-77dc-4f27-971b-9dd5d60ebce1.pdf
Field & Main provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that follows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/discolsures/is-lpl-relationship-diclosure.html