Field & Main Investments

Invest intelligently. Make sound monetary contributions for your future today. Let’s craft a customized financial plan for you, your family and your legacy. Field & Main offers a retirement savings and educational savings accounts throughout Henderson, Lexington and Cynthiana, Kentucky and Evansville, Indiana.

Traditional IRAs

Invest pre-tax dollars until withdrawal or retirement.

Traditional IRAs are tax-deferred retirement accounts using diverse investments of your choosing. Our investment professionals can help you decide if a traditional IRA is right for you.

  • Available to individuals with earned income
  • Contributions may be tax deductible if you are not an active participant in an employer-sponsored retirement plan
  • Distributions and earnings from a deductible IRA are taxed as ordinary income when withdrawn
  • Unqualified early withdrawals will trigger penalties and fees
Get started

Roth IRAs

Withdraw your funds tax-free during your retirement.

With Roth IRAs , you can invest taxed income and your investments will grow tax-free.

  • Available to individuals and joint filers with adjusted gross incomes (AGIs) lower than the maximum allowed by Federal tax law.
  • Roth IRAs are meant as long term retirement investment’s and early withdraws can result in penalties and income tax liability. There are; however, a number of exceptions to the early withdraw restrictions for which the account owner might qualify.
Get started

Educational Planning

Save funds for your family’s educational future.

Work with Field & Main Bank to develop a strategy for covering your family’s education expenses with the help of tax deferred investment accounts.

  • Coverdell Educational Savings Account
  • 529 Plan – the College savings plan
Get started

401(k) and 403(b) Rollovers

Understand your options.

If you are leaving a job and wonder what to do with your 401(k), 403(b), or other retirement account, Field & Main can help you understand your options and work with you to develop a plan to best meet your needs.

Whether you choose to keep those assets with your former employer’s plan, roll your assets into an IRA, roll your money over to your new employer’s plan, take a cash contribution, or consolidate your assets, you have options we’d be happy to discuss with you.

Get started
BROKERCHECK®

BrokerCheck® is a free tool to research the background and experience of our financial brokers.

  • Make informed choices about brokers and brokerage firms
  • Easily access investment adviser information
  • Preview a broker’s employment history, regulatory actions, and investment-related licensing information
Research our brokers

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Field & Main Bank and Field & Main Investments are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Field & Main Investments, and may also be employees of Field & Main Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Field & Main Bank or Field & Main Investments. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

Investments are not insured by the FDIC or any federal government agency, provide no bank guarantee, are not a deposit, and may lose value.

Securities are offered through LPL Financial (LPL) a registered broker-dealer (member FINRA/SIPC)

Guided Wealth portfolios (GWP) is a centrally managed, algorithm- based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FurtureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FurtureAdvisor, LPL, and FutureAdvisor are not affiliates of such advisors. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.

All investing involves risk, including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

LPL CRS
https://files.constantcontact.com/a0dc25db601/25c6d293-7917-4fac-9228-aa8b4458df96.pdf

WWM CRS
https://files.constantcontact.com/a0dc25db601/365da67d-fe6f-4e11-baa2-765e4157fe9c.pdf

Bank CRS
https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

WWM ADV PART 2A FIRM BROCHURE
https://files.constantcontact.com/a0dc25db601/4bbde2d7-63fd-42a3-83cc-7a8ada79f9d9.pdf

WWM PART 2A APPENDIX 1
https://files.constantcontact.com/a0dc25db601/1e443c67-77dc-4f27-971b-9dd5d60ebce1.pdf

Field & Main provides referrals to financial professionals of LPL Financial LLC (LPL) pursuant to an agreement that follows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/discolsures/is-lpl-relationship-diclosure.html