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Farm Management

The value of a farm never takes into account the hours, years or even decades of work that go into building a strong, sustaining operation. Often, our customers inherit a farm but don’t wish to have direct involvement with management decisions. At Field & Main Bank®, our Farm Management services allow you to strengthen and preserve it so that someday, you can pass it on to future generations.

  • Perhaps you’ve been left a farm too large to handle on your own or your passions lie in other fields. We’re able to help you formulate a plan to get or keep it operating. Whatever you need, we can help with:
  • Making decisions with tenant farmers, such as negotiating lease agreements 
  • Marketing crops to obtain profitable returns and monitoring of planting intentions
  • Providing recommendations for best use of farmland
  • Updating water quality plans 
  • Monitoring water quality for best management practices and cropping systems 
  • Conducting property inspections
  • Enrolling, monitoring and filing for USDA government programs
  • Investing daily in a Federated money market fund
  • Collecting income from all sources and paying expenses
  • Distributing income as directed 

Farm Management Expertise

Mike Smith, a consultant for Field & Main, has spent his entire career in agriculture, focusing on improving the environment and farm profitability, as well as bringing important agricultural issues to the forefront. Mike’s knowledge and expertise supports the bank’s efforts to keep Field & Main farm owners’ farm yields at their absolute optimum while also preserving the land for generations to come.

After graduating from Murray State University with a B.S. in Agriculture and Biology, Mike worked with the University of Kentucky College of Agriculture for 40 years. He spent 25 of those years as an Agriculture Agent in Henderson County. Mike’s 15 years as a 4H agent earned him state and national 4H awards for distinguished service. Mike’s commitment to agriculture has been recognized by the Kentucky Farm Bureau and the state and national agriculture associations. He is a Henderson County Lifetime Achievement Award winner.


(270) 577-4998