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Traditional IRAs

Invest pre-tax dollars until withdrawal or retirement. Our investment professionals can help you decide if a traditional IRA is right for you.

  • Available to individuals with earned income who are age 70½ or younger
  • Contributions may be tax deductible if you are not an active participant in an employer-sponsored retirement plan
  • Distributions and earnings from a deductible IRA are taxed as ordinary income when withdrawn
  • Early withdrawals not made in accordance with federal regulation will trigger stiff penalties and fees

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Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold though LPL Financial are not insured by Field & Main Bank deposits and are not FDIC insured. These products are not obligations of Field & Main Bank and are not endorsed, recommended or guaranteed by Field & Main Bank or any Federal Government Agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Field & Main Bank and Field & Main Investments are not registered brokers/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Kentucky, Indiana, Florida, Mississippi, Missouri, North Carolina and Virginia.