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Roth IRAs

When you retire, a Roth IRA allows money to be withdrawn tax-free. You contribute taxed dollars and they can grow in a wide range of investments.

  • Available to individuals and joint filers with an adjusted gross income (AGI) that meets the tax law requirements
  • Early withdrawals may be made tax- and penalty-free if used for a first-time home purchase and the account has been in place for at least five years. Limitations apply, so speak with a Field & Main Investment® financial consultant to learn more
  • Early withdrawals not made in accordance with federal regulation will trigger stiff penalties and fees

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Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold though LPL Financial are not insured by Field & Main Bank deposits and are not FDIC insured. These products are not obligations of Field & Main Bank and are not endorsed, recommended or guaranteed by Field & Main Bank or any Federal Government Agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. Field & Main Bank and Field & Main Investments are not registered brokers/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Kentucky, Indiana, Florida, Mississippi, Missouri, North Carolina and Virginia.