Positive Pay Fraud Prevention
Keep your business accounts secure and hassle-free with Positive Pay, an automated fraud detection tool.
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How It Works
Protect your business from check and ACH fraud with Field & Main’s Positive Pay solutions — a simple, automated system that verifies transactions before they’re paid.
Our system detects discrepancies between issued and presented items, allowing you to review and approve exceptions in real time through online banking.
Check Positive Pay
Upload a file of issued checks directly through your online banking. When checks are presented for payment, Field & Main automatically matches the account number, check number, dollar amount, and payee name against your issued file. If any detail doesn’t match, the item is flagged as an exception for your review and approval — helping you stop check fraud before it happens.
ACH Positive Pay
ACH Positive Pay lets you control electronic transactions with the same protection as checks. Set up rules to authorize specific vendors, amounts, or payment types — or block unauthorized ACH debits entirely. If a transaction doesn’t meet your criteria, it’s automatically flagged for review before posting to your account.
Benefits of Positive Pay
automatically verifying each check and ACH payment before it’s processed.
- Detect and stop fraudulent transactions early
- Reduce time spent reconciling accounts
- Manage exceptions easily through online banking
- Automate daily check and ACH review
- Customize rules by vendor or transaction type
- Gain visibility into payment activity across accounts
Protect Your Business with Positive Pay
Get peace of mind knowing your payments are secure.
Contact our Treasury Management team today to learn how Positive Pay can safeguard your business accounts.