Holiday Processing Schedule
The below schedule is for Treasury Management users to plan their ACH & wire processing for the upcoming Federal Holidays.
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2026 Holiday Processing Schedule
The following is a list of holidays observed by Federal Reserve Banks for 2026. Field & Main will be closed on these dates, so adjustments to your processing schedule may be needed.
Field & Main cannot process ACH files and wire transfers dated for Federal holidays. If you have any questions on how these dates may affect your processing schedule, please contact us at 888-831-1500.
| Date | Status | Processing Information |
|---|---|---|
| Thursday, January 1 New Year’s Day |
Field & Main Bank Closed |
ACH: No processing on January 1, 2026. ACH Payments with an effective date of January 2, 2026, must be approved and initiated prior to 4:45 pm CST on December 31, 2025. Wire Transfers: No processing on January 1, 2026. Wire Transfers scheduled after 4pm CST on December 31, 2025, will process the following business day, January 2, 2026. Mobile Deposit & Remote Deposit Capture: No processing on January 1, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on December 31, 2025, will process the following business day, January 2, 2026. Bill Payments: No processing on January 1, 2026. Bill Payments submitted after 4pm CST on December 31, 2025, will process the following business day, January 2, 2026. |
| Monday, January 19 Martin Luther King, Jr. Day |
Field & Main Bank Closed |
ACH: No processing on January 19, 2026. ACH Payments with an effective date of January 20, 2026, must be approved and initiated prior to 4:45pm CST on January 16, 2026. Wire Transfers: No processing on January 19, 2026. Wire Transfers scheduled after 4pm CST on January 16, 2026, will process the following business day, January 20, 2026. Mobile Deposit & Remote Deposit Capture: No processing on January 19, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on January 16, 2026, will process the following business day, January 20, 2026. Bill Payments: No processing on January 19, 2026. Bill Payments submitted after 4pm CST on January 16, 2026, will process the following business day, January 20, 2026. |
| Monday, February 16 Presidents' Day |
Field & Main Bank Closed |
ACH: No processing on February 16, 2026. ACH Payments with an effective date of February 17, 2026, must be approved and initiated prior to 4:45pm CST on February 13, 2026. Wire Transfers: No processing on February 16, 2026. Wire Transfers scheduled after 4pm CST on February 13, 2026, will process the following business day, February 17, 2026. Mobile Deposit & Remote Deposit Capture: No processing on February 16, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on February 13, 2026, will process the following business day, February 17, 2026. Bill Payments: No processing on February 16, 2026. Bill Payments submitted after 4pm CST on February 13, 2026, will process the following business day, February 17, 2026. |
| Monday, May 25 Memorial Day |
Field & Main Bank Closed |
ACH: No processing on May 25, 2026. ACH Payments with an effective date of May 26, 2026, must be approved and initiated prior to 4:45pm CST on May 22, 2026. Wire Transfers: No processing on May 25, 2026. Wire Transfers scheduled after 4pm CST on May 22, 2026, will process the following business day, May 26, 2026. Mobile Deposit & Remote Deposit Capture: No processing on May 25, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on May 22, 2026, will process the following business day, May 26, 2026. Bill Payments: No processing on May 25, 2026. Bill Payments submitted after 4pm CST on May 22, 2026, will process the following business day, May 26, 2026. |
| Friday, June 19 Juneteenth |
Field & Main Bank Closed |
ACH: No processing on June 19, 2026. ACH Payments with an effective date of June 22, 2026, must be approved and initiated prior to 4:45pm CST on June 18, 2026. Wire Transfers: No processing on June 19, 2026. Wire Transfers scheduled after 4pm CST on June 18, 2026, will process the following business day, June 22, 2026. Mobile Deposit & Remote Deposit Capture: No processing on June 19, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on June 18, 2026, will process the following business day, June 22, 2026. Bill Payments: No processing on June 19, 2026. Bill Payments submitted after 4pm CST on June 18, 2026, will process the following business day, June 22, 2026. |
| Saturday, July 4 Independence Day |
Field & Main Bank Closed |
ACH: Standard bank processing times.
Wire Transfers: Standard bank processing times. Mobile Deposit & Remote Deposit Capture: Standard bank processing times. Bill Payments: Standard bank processing times. |
| Monday, September 7 Labor Day |
Field & Main Bank Closed |
ACH: No processing on September 7, 2026. ACH Payments with an effective date of September 8, 2026, must be approved and initiated prior to 4:45pm CST on September 4, 2026. Wire Transfers: No processing on September 7, 2026. Wire Transfers scheduled after 4pm CST on September 4, 2026, will process the following business day, September 8, 2026. Mobile Deposit & Remote Deposit Capture: No processing on September 7, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on September 4, 2026, will process the following business day, September 8, 2026. Bill Payments: No processing on September 7, 2026. Bill Payments submitted after 4pm CST on September 4, 2026, will process the following business day, September 8, 2026. |
| Monday, October 12 Columbus Day/Indigenous Peoples' Day |
Field & Main Bank Closed |
ACH: No processing on October 12, 2026. ACH Payments with an effective date of October 13, 2026, must be approved and initiated prior to 4:45pm CST on October 9, 2026. Wire Transfers: No processing on October 12, 2026. Wire Transfers scheduled after 4pm CST on October 9, 2026, will process the following business day, October 13, 2026. Mobile Deposit & Remote Deposit Capture: No processing on October 12, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on October 9, 2026, will process the following business day, October 13, 2026. Bill Payments: No processing on October 12, 2026. Bill Payments submitted after 4pm CST on October 9, 2026, will process the following business day, October 13, 2026. |
| Wednesday, November 11 Veterans Day |
Field & Main Bank Closed |
ACH: No processing on November 11, 2026. ACH Payments with an effective date of November 12, 2026, must be approved and initiated prior to 4:45pm CST on November 10, 2026. Wire Transfers: No processing on November 11, 2026. Wire Transfers scheduled after 4pm CST on November 10, 2026, will process the following business day, November 12, 2026. Mobile Deposit & Remote Deposit Capture: No processing on November 11, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST on November 10, 2026, will process the following business day, November 12, 2026. Bill Payments: No processing on November 11, 2026. Bill Payments submitted after 4pm CST on November 10, 2026, will process the following business day, November 12, 2026. |
| Thursday, November 26 Thanksgiving Day |
Field & Main Bank Closed |
ACH: No processing on November 26, 2026. ACH Payments with an effective date of November 27, 2026, must be approved and initiated prior to 4:45pm CST on November 25, 2026. Wire Transfers: No processing on November 26, 2026. Wire Transfers scheduled after 4pm CST on November 25, 2026, will process the following business day, November 27, 2026. Mobile Deposit & Remote Deposit Capture: No processing on November 26, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 5pm CST November 25, 2026, will process the following business day, November 27, 2026. Bill Payments: No processing on November 26, 2026. Bill Payments submitted after 4pm CST on November 25, 2026, will process the following business day, November 27, 2026. |
| Thursday, December 24 Christmas Eve |
Field & Main Bank closing at 12pm |
ACH: No processing after 12pm CST on December 24, 2026. Same Day ACH Payments must be approved and initiated prior to 11am CST. ACH Payments with an effective date of December 28, 2026, must be approved and initiated prior to 12pm CST on December 24, 2026. Wire Transfers: No processing after 12pm CST on December 24, 2026. Wire Transfers scheduled after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. Mobile Deposit & Remote Deposit Capture: No processing after 12pm CST on December 24, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. Bill Payments: No processing after 12pm CST on December 24, 2026. Bill Payments submitted after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. |
| Friday, December 25 Christmas Day |
Field & Main Bank Closed |
ACH: No processing on December 25, 2026. ACH Payments with an effective date of December 28, 2026, must be approved and initiated prior to 12pm CST on December 24, 2026. Wire Transfers: No processing on December 25, 2026. Wire Transfers scheduled after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. Mobile Deposit & Remote Deposit Capture: No processing on December 25, 2026. Deposits submitted through Mobile Deposits and Remote Deposit Capture after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. Bill Payments: No processing on December 25, 2026. Bill Payments submitted after 12pm CST on December 24, 2026, will process the following business day, December 28, 2026. |
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