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Innovative Checking

Field & Main’s Innovative Checking account makes it easy for you to bank on-the-go. You’ll have access to tools that make it fast and convenient for you to stay on top of your account – whenever and wherever.

Account details

  • $50 minimum initial deposit
  • $10 monthly maintenance fee1
  • Maintenance fee is waived with a $1,000+ average monthly checking balance or a $5,000+ aggregate deposit relationship2

Services and features

  • ATM/debit card3
  • No service charge on transactions made at a Field & Main ATM
  • Online banking with bill pay
  • Mobile banking with mobile deposits
  • Telephone banking
  • Unlimited checkwriting
  • Electronic statements (receiving paper statements will incur a $3 monthly fee)
  • Identity Theft Protection
  • Annual financial review
  • Unlimited person-to-person payments

Relationship Rewards

With this account, you may qualify to receive Relationship Rewards.4 When you maintain a stronger relationship with Field & Main, you may qualify for discounts that can reduce or eliminate your monthly service fee.

Product      Discount

Consumer loan


$3 Includes overdraft protection

Primary residence loan


$3 Includes sold secondary market loans

Commercial loan






Investment / brokerage



Trust services



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1 In the event of insufficient funds at the end of a statement cycle, the monthly service fee will still be assessed; however, the account will not incur an overdraft fee.
2 A deposit relationship includes all deposits except Certificates of Deposit.
3 Subject to approval.
4 Qualifying rewards are applied monthly. Monthly service fees and qualifying Relationship Rewards will be assessed at the end of your statement cycle. Any remaining fees after qualifying rewards are applied will be deducted from the account accessed.